為尋求我國未來法制建構之參考，本文以英國法為主要比較對象，分析其2018年《Automated and Electric Vehicles Act》所建立之保險人優先賠償制度，以及2024年《Automated Vehicles Act》所發展之自動駕駛車輛認定、授權、自動駕駛實體、使用者角色區分與持續安全監理機制。英國法制之特色在於將被害人迅速獲得補償與事故風險之制度性管理相結合，並由事故後責任追究逐步延伸至事前安全治理。本文認為我國未來應在既有法制基礎上，建立自動駕駛車輛之認定、資訊保存、責任主體配置及保險補償機制，以強化自動駕駛事故中被害人之實質保障。;With the development of artificial intelligence， sensing technologies， and vehicle control systems， automated vehicles are gradually entering the stage of road testing and practical application. Unlike conventional vehicles， which are mainly controlled by human drivers， automated vehicles may perform dynamic driving tasks through automated systems under certain conditions. As a result， the causes of accidents can no longer necessarily be attributed to the intent or negligence of drivers， but may involve system judgment， software updates， product defects， road conditions， and human-machine interaction.
This thesis examines the applicability and limitations of Taiwan’s current legal framework， including tort liability， motor vehicle driver liability， product liability， and compulsory automobile liability insurance， in the context of automated vehicle accidents. It argues that although the existing system may provide a basis for compensation， it remains largely premised on the traditional assumption that vehicles are controlled by human drivers. In light of liability dispersion， information asymmetry， and evidentiary difficulties caused by high-level automation， legal adjustment is still necessary.
To provide references for future legal reform in Taiwan， this thesis takes UK law as the main comparative object. It analyzes the insurer-first compensation mechanism under the 2018 Automated and Electric Vehicles Act and the regulatory framework developed under the 2024 Automated Vehicles Act， including vehicle authorization， responsible entities， user roles， and continuing safety oversight. The UK framework integrates prompt victim compensation with systematic risk management， extending from post-accident liability allocation to ex ante safety governance.
This thesis suggests that Taiwan should establish mechanisms for the recognition of automated vehicles， preservation of relevant information， allocation of responsible parties， and insurance compensation， so as to strengthen substantive protection for victims of automated vehicle accidents.
