本文目的旨在研究自然人於現行重建型債務清理制度下，可從哪些面向考量要選擇何種程序適用，以及未來債務清理法發展方向所帶來之可能的影響。;The purpose of this article is to study from which aspects individual can choose which procedures to apply under the current reconstruction-type debt liquidation system, and the possible impact of the future development direction of the debt clearance law.
